VBCPS 403(b) Retirement Savings Plan

Good news! The VBCPS 403(b) Retirement Savings Plan administrative fee will decrease from 0.40% to 0.35% of assets beginning September 1, 2026. A lower fee means more of your money remains invested and working toward your retirement goals. 

Whether you're just getting started, thinking about increasing your contributions, or considering consolidating other retirement accounts, now is a great time to take action. 

For information about account consolidation, contact the Voya Account Consolidation Team at (866) 865-2660 or act@voya.com. To meet with your dedicated Virginia Beach Plan representatives, visit VBCPS403b.beready2retire.com and click Contact Us to schedule an appointment.

Every year, the IRS announces the latest contribution limits for retirement savings accounts (including employer-sponsored plans and IRAs) and Health Savings and Spending Accounts. This online overview can show how much you of your taxable income you can potentially save for retirement.

For educational sessions visit Voya Learn to help you achieve the financial future you envision... but it all begins with you! Sign up today for one of our upcoming live sessions or watch one of our on-demand videos. Get to know our team of Education Champions and let them motivate you on your journey to financial wellness.

As an employee, you have ongoing access and support from your dedicated Virginia Beach Plan representatives* who are dedicated to the VBCPS 403(b) Retirement Savings Plan. They are available to assist you with a variety of services designed to review your specific situation and develop a plan to help you meet your retirement planning objectives. Schedule an appointment using the following link.

Schedule an appointment using the following link. 

Schedule an appointment

*Investment adviser representative and/or registered representatives of, and securities and investment advisory services offered through Voya Financial Advisors, Inc. (member SIPC).  Investment advisory services are only offered through Investment adviser representatives of Voya Financial Advisors.

Are you taking advantage of all the benefits the retirement plan offers? View the Enrollment Guide to learn more about the great benefits available to you in the plan.

Stay in the know! View the Newsletter for valuable retirement planning information and resources to help you achieve financial wellness.

A new law, SECURE 2.0, went into effect providing retirement plan participants with additional options. VBCPS has developed this summary highlighting the areas of impact to the Plan and its participants.  Learn More

Not sure which investment options are right for you?  To help you feel more in control of your financial future, your employer has teamed up with the investment professionals at Voya Retirement Advisors, LLC (VRA) to offer advice and guidance personalized just for you. Learn more about VRA, powered by Morningstar Investment Management LLC. 

You are invited to attend upcoming meetings of the VBCPS 403(b) Oversight Committee. To see the date of the next scheduled meeting and to register to attend, please click on the following registration link.